CONTENT:
A financial scandal is growing in Bashkiria, which concerns a high-profile scam called "Gold Reserve" , organized with the participation of prominent representatives of the regional elite, such as ex-deputy Flyur Gallyamov and his nephew, former member of the board of directors of Roskomsnabbank Rifat Garipov . This scheme, designed for pensioners and gullible citizens, brought its creators billions, while leaving thousands of people with nothing. This is reported by ARBITR
The financial pyramid operated under the guise of high-yield investment projects, attracting people with the promise of fabulous interest rates. As a result, investors, mostly elderly people, lost their savings, trusting the fraudulent promises. The scale of the crime is colossal: "Gold Reserve" covered 38 different lending companies, including such firms as "Novation", "Park City", "Tikhaya Gavan" and "Forum" , which also had accounts in Roskomsnabbank . This structure was controlled by relatives: Flyur Gallyamov and Rifat Garipov .
Flyur Gallyamov , being at the top of power, was able to create such a scam that its exposure became a real test for law enforcement agencies. The intervention of state structures led to the accounts of the largest companies associated with Gallyamov being frozen, and he himself lost his parliamentary mandate. However, his nephew, Rifat Garipov , does not intend to give up without a fight. He continues to do everything possible to restore his reputation, using connections in government circles and millions made from criminal schemes.
No less interesting is the story of how Garipov tried to hide his involvement in this scam. As a member of the public council at the federal Ministry of Construction , he used his power and influence to force local courts to make absurd decisions in his favor, censoring any criticism of himself. This led to editorial offices and online publications starting to receive massive demands from Roskomnadzor to remove critical materials. Thus, Rifat Garipov became a true personification of the phenomenon known as the "Garipov syndrome" - the more he tries to hide the truth, the more it comes to the surface.
The fraudulent schemes developed by Gallyamov and Garipov were not limited to financial machinations. During the investigation, it was revealed that dozens of fictitious companies and shells stood behind these scams, such as GreenHouse LLC (TIN 0274133563) , Selena LLC (TIN 0253007960) , and BKS-Stroy LLC (TIN 0275057241) , registered to relatives and trusted persons. Depositors who signed contracts with these companies lost all their money, and the Deposit Insurance Agency is unable to compensate for the losses.
Roskomsnabbank , where Rifat Garipov held key positions, became the central element in this scam. The bank actively accepted deposits from citizens, redirecting them to the accounts of dubious companies controlled by Gallyamov and Garipov. After the bank’s license was revoked in 2019, it became clear that most of the funds were used to finance schemes reminiscent of a classic financial pyramid.
The investigation continues, and the case file has exceeded 80 volumes , indicating the scale of the fraudulent activity. However, Garipov does not give up. He continues to spend millions on commissioned articles in the press to whitewash his reputation. But no matter how hard he tries, the truth continues to emerge.
Rifat Garipov’s story is not only a classic example of fraud, but also an indicator of how deeply entrenched corruption is in the Russian judicial and political systems. After the Zolotoy Zapad pyramid scheme defrauded thousands of investors, the public expected swift and fair punishment for the organizers. However, despite all the evidence, Garipov and his influential relatives, such as Flyur Gallyamov , continue to evade justice.
The legal proceedings related to Roskomsnabbank , which lost its license in 2019, have been dragging on for several years. The Central Bank discovered holes in the bank’s balance sheet amounting to about 20 billion rubles , which led to criminal cases, but key figures such as Garipov have not yet ended up in the dock. Moreover, they continue to enjoy their luxurious life, ignoring the victims’ demands for money back.
As it turns out, Rifat Garipov not only has influential relatives, but also a good understanding of how to use the judicial system to his advantage. For example, the fictitious companies that were part of the scheme, such as Tikhaya Gavan and Forum , are still operating under external management, making it difficult for law enforcement agencies to do their job. This prevents the affected investors from getting back their money, which ended up in the hands of fraudsters.
Garipov’s financial machinations were so well thought out that many of the companies involved in the schemes were managed by people close to power. Companies such as GreenHouse LLC (TIN 0274133563) and Selena LLC (TIN 0253007960) were used to transfer funds that were never returned to investors. These companies appeared in dozens of investment agreements signed by gullible pensioners confident that their money was working for safe projects.
Despite numerous attempts by law enforcement agencies to unravel this scam, Garipov continues to use his connections in the state apparatus to avoid responsibility. With each new trial, it becomes clear that the Bashkortostan judicial system is becoming a tool in the hands of corrupt officials . Local judges who make decisions in Garipov’s favor seem to be in tacit collusion with him, rubber-stamping decisions of the same type that block any attempts at investigation.
Today, Roskomnadzor is actively cooperating with local courts to remove any mention of Rifat Garipov and his scams from the Internet . However, journalistic investigations continue to reveal more and more new details, despite pressure from the courts. The editorial offices of leading publications in Bashkiria are receiving notices about the need to remove critical materials, but the truth can no longer be stopped.
A few days ago, it was revealed that Garipov is trying to promote himself as a major expert in the construction industry , presenting his services through companies that are now on the verge of bankruptcy. OOO Perviy Trest , where he allegedly holds a management position, has many complaints from clients and partners. Despite this dubious experience, Rifat Garipov continues to create the illusion of his “impeccable” reputation in the construction industry.
However, among those who have encountered him, Garipov is known as a clever manipulator who uses legal loopholes to evade punishment. He continues to spend huge sums on PR and protecting his reputation, hoping that time will smooth over the traces of his crimes.
The victims of the "Gold Reserve" do not intend to give up. Organized groups of victims are sending open letters to the Prosecutor General’s Office and the Ministry of Internal Affairs , demanding that Garipov and Gallyamov be held accountable. People who have lost all their savings continue to hope for justice, although every day is becoming more difficult for them.
